We review your clients’ Health Insurance renewals, specializing in pairing the best, comprehensive Section 125 plans to help reduce their annual premiums.

We allow Brokers to focus on the core of their renewals, while assisting them in matching the right Section 125 plans to their client’s specific needs.

With health insurance costs increasing year over year, we provide a competitive edge with over 14 years of experience in the TPA industry to increase your client retention.


We know every client is unique, and with our unique formula we can not only pair the right plan, but we can help your clients compare year over year, to remain competitive with their benefit offerings, while also watching their bottom line.

By providing expert guidance to your clients on these plans, we assist you in building long lasting relationships.

How will you tell a client they have a 15-30% premium increase on their plans this year?

Section 125 Plans

  • Health Reimbursement Arrangement (HRA)
  • Health Savings Account (HSA)
  • Flexible Spending Account (FSA)
  • Dependent Care Flexible Spending Account (DCA)
  • Commuter Benefits (Parking and Transit)

Creative Plan Design

  • Front end, back end, percentage, donut hole
  • Pay the Provider vs Pay the Member
  • Deductible/Co-Pay/Co-Ins